How buying mobile phones on EMI is leading to reduced defaults on two-wheeler loans
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Consumer durable loans have aided lenders in establishing credit histories for younger borrowers over recent years. Two-wheeler loan delinquencies have significantly declined to 1.4% in June 2026 from 2.7% in June 2019. A notable share of borrowers has established credit profiles, leading to increased vehicle lending and reduced delinquencies. The share of borrowers with prime credit scores rose markedly during this period. What's Your Reaction?
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