UPI vs credit cards: What should you choose for payments after MDR?

Oct 9, 2026 - 20:30
UPI vs credit cards: What should you choose for payments after MDR?

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The overall value of a transaction depends on several factors including the payment mode, transaction value, the applicable MDR (if any), and the value-back attached to the payment method. This becomes particularly relevant as UPI increasingly intersects with the credit card ecosystem through RuPay credit cards.

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