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Bank credit aligning with deposits growth, no stress
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Bank loans continue to show no stress at the macro level, remaining well below the long-term trend as a percentage of GDP. By Dec 2024, the growth in overall bank credit slowed to 7.7% due to higher lending rates and increased capital requirements. Asset quality has improved with the GNPA ratio dropping to a 12-year low of 2.6%. What's Your Reaction?
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