Will PPF rate fall below 7%? Sustained decline in government bond yields could take Public Provident Fund rate to a 50-year low; here’s why

Jun 24, 2025 - 13:00
Will PPF rate fall below 7%? Sustained decline in government bond yields could take Public Provident Fund rate to a 50-year low; here’s why

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Will Public Provident Fund (PPF) rate fall below 7% for the first time in decades, influenced by the Gopinath Committee formula and fluctuating 10-year government bond yields? Despite the possibility of a rate cut, PPF remains an attractive investment due to its tax-free interest, especially compared to taxable bank deposits and capped Voluntary Provident Fund contributions.

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