RBI overhauls digital payment security: New risk-based authentication for safer transactions - Here's all you need to know

Oct 6, 2025 - 17:00
RBI overhauls digital payment security: New risk-based authentication for safer transactions - Here's all you need to know

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India's digital payments will undergo a major security overhaul by April 2026, as the RBI mandates a risk-based authentication model. Moving beyond sole OTP reliance, banks will use device, location, and transaction history to detect fraud, balancing security with user convenience.

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