Planning to get your first loan or credit card? How lenders evaluate new-to-credit customers - explained

Jun 3, 2026 - 21:00
Planning to get your first loan or credit card? How lenders evaluate new-to-credit customers - explained

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Not having any credit accounts is a big disadvantage when looking to access new credit. But what can help is your existing relationship with banks, particularly those that hold your salary or savings account.

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