SIP boom vs debt surge: Is India’s middle class getting rich or over-leveraged?

Dec 9, 2025 - 19:00
SIP boom vs debt surge: Is India’s middle class getting rich or over-leveraged?

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India's middle class is embracing SIPs, with record contributions flowing into mutual funds. However, this financial sophistication masks a growing reliance on debt, as liabilities outpace asset growth. Many families are using credit to fund lifestyles and investments, creating a fragile financial situation despite the SIP boom.

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