OTP can’t secure payments: RBI rolls out stricter digital payment rules from April 1 - what is changing

Apr 1, 2026 - 19:00
OTP can’t secure payments: RBI rolls out stricter digital payment rules from April 1 - what is changing

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India's digital payments are getting a security boost from April 1 with stricter RBI authentication rules, requiring two-factor verification for all transactions to combat rising fraud. Beyond digital payments, changes affect credit cards, FASTags, RuPay cards, PAN applications, and banking services, alongside a new income tax framework, aiming for a safer financial ecosystem.

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