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Here's how to avoid 12 types of online fraud: Charging a mobile in a public place can lead to bank account emptiness, learn about modus operandi

Here's how to avoid 12 types of online fraud: Charging a mobile in a public place can lead to bank account emptiness, learn about modus operandi

Here's how to avoid 12 types of online fraud: Charging a mobile in a public place can lead to bank account emptiness, learn about modus operandi

In the digital age, everyone has been using online facilities including social media, online banking, but since all the bank details are coming in the mobile, cyber mafias are crawling on your phone in different ways and committing online fraud. Cyber ​​mafias, on the other hand, use phishing links, screen sharing, QR code scanning, wishing calls, and just jacking to trick people. Here is some important information on how the cyber mafia lures people into its trap and grabs the money.

Via sailing platform
The company owner is cheated on the online selling platform by becoming a false buyer to buy their product. Instead of giving money, UPI uses the request money option through the app. They then withdraw the money from your bank account asking you to approve the request.
Caution: Pay special attention when transacting online products. Always remember that no PIN password or anything else is required to get any money. If you do that you will not get money but you will lose.

Data theft from unknown app
By downloading an unknown mobile application, the cyber mafia gains access to your mobile device, laptop, desktop. Such application is made via SMS social media or instant messenger. Such a link is rotated by a name that looks authentic.
Caution: Never download any application without anonymous verification. Because such an app earns money by getting data from your mobile and selling it.

Cheating by screen sharing
The cyber mafia asks you to download a screen-sharing application and then gain access to your financial transactions by controlling your mobile or laptop. Arthritis can then use your data to defraud you by withdrawing money through an internet banking or payment app.
Caution: Do not activate screen sharing with strangers. Also, you should not download the screen-sharing application that is available online for free.

Fraud from social media
The cyber mafia puts a photo of themselves on a popular social media platform and sends a friend request. Cyber ​​gangs often extort money by soliciting private photos or even blackmailing video calls.
Caution: Money should not be exchanged with any stranger. One should not share one's private matters on any social media. A friend request from a stranger should not be accepted and his phone should not be received or interviewed.

Fraud from QR codes
Cyber ​​mafia calls customers and asks them to scan the QR code using the payment application.
Caution: Caution is required when using any payment application. Strangers should not be trusted if they request a scan and such transactions should be avoided.

SIM swap and cloning
Mobile numbers are linked to a bank account. The cyber mafia is taking duplicate SIMs, knowing the details of your bank account, using digital transactions, getting OTP, and withdrawing money from the bank. Duplicate SIMs are obtained by knowing the details under the pretext of giving a new SIM under the pretext of upgrading the connection by speaking from the mobile network.
Caution: SIM card details should not be shared with anyone, this can be avoided by calling the network company immediately after your phone has been switched off for a long time and instructing them to stop the request to issue duplicate SIM.

Search engine fraud
8 Most of the time they use search engines to get any information. At such times they share their details with strangers. In doing so, the cyber mafia fraudulently asks you for verification details. After making a transaction of only one rupee and gaining trust, they hack your account and withdraw money.
Caution: Avoid using search engines for customer care or anything else. Go to the official website of the bank and get the contact number to verify. Be careful before sharing or transacting private information with anyone.

Lottery fraud
The cyber mafia calls and tells you that you have won a lottery ticket and gets the details. Many times they have to pay shipping charges, processing fees.
Caution: Do not share bank account information with lottery or prize phone or email recipients.

Phishing link
Arthritis makes a fake website similar to a bank or company and circulates its link. As it looks like the original, customers click on it and the money is deducted from the account as soon as they make the transaction.
Caution: Do not click on unknown link SMS, email. Only do financial transactions after checking the details of the website.

Wishing calls
By calling in the name of a banker, company employee, insurance agent, government employee, fraud is committed by getting the customer's date of birth, OTP, CVV number.
Caution: No bank official ever asks customers for username, password, card details, CVV, OTP, etc.

Juice jacking
When charging the phone at an unfamiliar charging point, an unfamiliar application is fitted in it, which can get your mobile phone contacts, data, email, SMS, and password and empty your bank account.
Caution: Mobile phone charging should not be placed anywhere in a public place or in an unfamiliar place. This poses a risk of Juice jacking.

ATM card skimming
The cyber mafia is stealing your ATM card data by installing a skimming device in the ATM machine. Based on that, they are fraudulently withdrawing money from your account.
Caution: At ATMs, make sure that no extra device is attached to the card insertion or keypad. The keypad should be covered by hand when entering the PIN number.

To protect your PC/ Mobile device, you can use Good Internet Security software. As a Windows 7, 8, 10, or 11 user, you have 2 possible paths when it comes to system security: use the built-in Windows Defender or install third-party security software, click here for the Best 5 Free Internet Security Suites For Windows...

One ransomware attack occurs every 11 seconds in the world
According to current statistics, one ransomware attack occurs every 11 seconds. First of all, the password should be strong. You should not download the free app and avoid the temptation to use free Wi-Fi. Each of your social accounts should have two-factor authentication. In the cyber world, every user should not fall into the temptation of free and temptation. Attachments to unfamiliar emails should not be downloaded. Never click on a link found in an unfamiliar message. If children use a device, it is the parents' responsibility to periodically check the history of the device, as well as the device's password must be mandatory for parents to have parental control. - Lakiraj Singh Zala, Cyber ​​Security Expert

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